“Thoughts and prayers” won’t pay your bills, proper preparation will.
I’ve ranted before about people who think they can predict the future—and insist on telling you even though nobody asked. If they really knew, they wouldn’t be here lecturing you.
They’d be too rich to waste time on you.
But here’s one prediction you can take to the bank:
If someone starts with “you know I’m not racist…,” you can bet your last dollar the next word will be “but,” and whatever follows will be racist.
And when someone says “I’m not trying to be political…”? Same story.
It’s either about to get political, or they’re pointing out something so obvious it shouldn’t be controversial—although there’s always that chunk of society that will argue with a stop sign.
So. I’m not being political here.
A while back, somebody told me their friend got sick—cancer, I think. No insurance. Didn’t know what they were going to do, except maybe start a GoFundMe.
Apparently my response wasn’t the “right” one.
Instead of a sympathetic head tilt, I said, “Maybe they should have had insurance.”
You’d think I’d just kicked a puppy.
Here’s the thing: insurance isn’t a mythical gift your employer hands you if they’re feeling generous.
It’s for sale. You can go buy it.
I do. And it’s not cheap—I pay more for my family’s insurance than I do for our house every month. It sucks. But that beats begging strangers on the internet for treatment money.
But if you don’t make much money? What do you do then?
I literally just helped someone price full coverage. For them the total cost—premiums plus max out-of-pocket—worked out to about seven bucks a day. That’s a fancy coffee.
Don’t mistake this for an endorsement of Obamacare. I wish it were gone yesterday.
But you play the hand you’re dealt, not the one you wish you had.
It’s called being prepared.
If you can protect yourself for $7/day—or even my number—it’s a no-brainer.
What’s this got to do with real estate?
Nothing… except that being unprepared there will cost you, too.
If you own land or lots and there’s even a chance you’ll sell soon, is there any downside to having the most current info?
Especially considering I’m not going to charge you a penny to talk.
You know what to do below. But if you’re not subscribed yet, fix that first—before your GoFundMe for “real estate mistakes” goes live.
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